By Benjamin Guedry at August 18 2019 15:35:41
Know the author's background. This person needs to have a background in education and, ideally, should be trained in the latest educational methods, like brain_based teaching/learning. I personally would never use any materials with my child that didn't specifically mention being "brain_based." I am not talking about just "research_based." I see more and more sites claiming to have research_based materials, but what I find is definitely NOT based on how the brains actually learns. Brain_based learning is relatively new in the educational world, but most worksheet sites and materials are using old science or, more often, no science at all.
Once you put your numbers in, how do you compare to the national average or some other standard guideline? The budgeting worksheet should give you some idea of how you compare in each of the above categories. Then you can make some decisions if you're over or under spending in some areas. The beauty of using worksheets is not only to see where your money is going but to see how you compare to a standard guideline.