By Auda Caouette at August 12 2019 21:07:37
The worksheets themselves can't pay_off the debt, you still need to do that part! But the worksheet should allow you to shift money around on paper (computer screen) so that you can see the financial impact on your budget. Giving up a small amount of spending in your discretionary categories and applying some of that money to your debt load will dramatically improve your financial situation. Before you know it, you'll be able to apply that extra money to your new goals _ without going into debt!
Know the author's background. This person needs to have a background in education and, ideally, should be trained in the latest educational methods, like brain_based teaching/learning. I personally would never use any materials with my child that didn't specifically mention being "brain_based." I am not talking about just "research_based." I see more and more sites claiming to have research_based materials, but what I find is definitely NOT based on how the brains actually learns. Brain_based learning is relatively new in the educational world, but most worksheet sites and materials are using old science or, more often, no science at all.