By Zacharie Charlesbois at March 10 2019 06:10:03
I have said "Don't Use Worksheets" about every way there is to say it, and each time I have included solid brain_based, researched reasons for this statement; and yet, I know that many people will ignore the science in favor of the convenience. It is very difficult to fight the tide when there are so many internet sites pushing worksheets at parents, and so many reputable textbook companies doing likewise. It is difficult to remember the reasons to avoid them when one has very little time to devote to working with math. Worksheets just seem so much easier than doing things any other way. Can they really cause harm?
Budgeting Worksheet Tip #3: Your Personal Cash Flow Analysis A fully functional budgeting worksheet should calculate your monthly cash flow analysis so that you can determine if you are overspending based on your income on a monthly basis. In order to determine your cash flow for the month, you will need to provide your monthly income information. A good worksheet should do all the math for you, generate a meaningful chart or two so that you can quickly see the areas in your budget that need to be improved upon. If you are over spending, you will need to adjust. If you are under spending, start saving towards your goals!