By Gaspar Desnoyers at August 02 2019 00:04:12
Budgeting Worksheet Tip #5: Goals_Based Most budgeting programs don't accommodate for your financial goals, they simply look back at the previous month to help you determine your spend for the current month. That is not good budgeting. If you have a cash flow problem, then it will just perpetuate into future months and you won't even realize it's happening. Furthermore, you are not creating a plan to achieve your goals. An excellent budgeting worksheet will accommodate for your financial goals and help you determine what you can afford or what it will take to meet those goals. It will take into account your income, current debt, expenses and savings to help you generate a plan to meet your goals.
To know if you are on the right track with worksheets in your classroom, answer (honestly) these simple questions: _ Do my students groan when I hand out a worksheet? (The answer should be no.) _ Are my lesson plans based on worksheets? (The answer should be no.) _ Do I feel anxiety if I don't have worksheets copied? (The answer should be no.) _ Are students excited about learning in my classroom? (The answer should be yes!)